Judgment interest · NRS 17.130 / 99.040
Interest on any money judgment.
A free-form amounts-due ledger for statutory interest on any Nevada money judgment - a damages award, attorney or expert fees, alimony or child-support arrears, an equalization judgment. Interest runs on every line at the NRS 17.130 / 99.040 rate (prime + 2%, reset each January and July), simple, never compounded (Torres v. Goodyear) - or under 28 U.S.C. 1961 for federal judgments, or at the rate a written agreement fixes. Flag any line as child support and the pre-2020 NRS 125B.095 penalty layers onto that line only.
Every rate is cited to primary law - see the statutory interest-rate authority (NRS 99.040 / 17.130 / 125B.140, the pre-1987 flat rates, and the simple-interest rule of Torres v. Goodyear). For a monthly support-order schedule with modifications, use the arrears tool.
What it computes
Three rate regimes, one honest ledger
Most interest disputes are not about arithmetic - they are about which regime governs and what it actually permits. This tool makes the regime an explicit choice, applies its rules exactly, and prints the authority next to the number, whether you are computing your own judgment or checking the one asserted against your client.
Nevada statutory interest
NRS 17.130(2) · 99.040(1) · Torres v. Goodyear
Prime + 2%, set from the rate in effect on the preceding January 1 or July 1 and reset at each - applied as simple interest, because Torres v. Goodyear, 130 Nev. 22 (2014), holds that only the rate resets. There is deliberately no compounding option on the statutory path; a calculator that offers one invites an overstated judgment.
Federal post-judgment interest
28 U.S.C. 1961
The weekly-average 1-year constant-maturity Treasury yield for the calendar week preceding judgment, fixed for the life of the judgment and compounded annually as section 1961(b) commands. The rate series is loaded from the Federal Reserve's published H.15 figures - actual published rates, nothing estimated or interpolated.
Contract rates, as written
NRS 99.040(1) · Campbell v. Lake Terrace
NRS 99.040 yields where a written contract fixes a different rate, and compounding is available only where a statute or agreement provides it. Enter the instrument's rate and its compounding term - simple, annual, quarterly, monthly, or daily - and the ledger computes what the agreement says, not what a default assumes.
A ledger for the whole judgment
Recurring amounts · penalty flags · exports
Any amounts due - a damages award, attorney or expert fees, alimony arrears, an equalization judgment - entered once or as recurring installments, with payments credited on their dates and an allocation election. Flag a line as child support and the pre-2020 penalty of former NRS 125B.095 layers onto that line only. Print it, or export XLSX, CSV, DOCX, or XML with the rate-table appendix attached.
Workflow
From judgment to schedule
- 01
Choose the governing rate
Nevada statutory, federal post-judgment, or the written agreement's contractual rate and compounding - the source that actually governs your judgment, stated on the output.
- 02
Build the ledger
Amounts due on their dates, one-time or recurring, and every payment received. Lines that are child support get flagged so the historical penalty applies only where it belongs.
- 03
Recalculate and export
Set the as-of date, scope the report window if you only need part of the history on paper, and take the cited schedule - totals, per-line accruals, and the rate table behind them - to print or file.
Why trust it
The rate table is the exhibit
The Nevada series is maintained from the Financial Institutions Division’s published prime rates; the federal series is the Federal Reserve’s published H.15 weekly figures. Neither is estimated, and the engine will not extrapolate past the latest published rate. Every schedule carries a rate-table appendix spanning the computation, so the court and opposing counsel can verify each half-year segment against the same public sources you did. Where the law leaves a choice - allocation of payments, a contractual term - the tool asks for your election and discloses it on the output.
Questions
What attorneys ask
- When does a contractual rate apply instead of NRS 99.040?
- NRS 99.040(1) supplies the prime + 2% rate only when there is no express written contract fixing a different rate. If the note, decree provision, or settlement agreement fixes its own rate, that rate governs - enter it with the compounding the instrument specifies. Absent such an agreement or a statute, Nevada interest stays simple (Torres v. Goodyear; Campbell v. Lake Terrace).
- How is the federal rate different from Nevada's?
- Structurally, in both directions. The federal rate under 28 U.S.C. 1961 is fixed once - the weekly-average 1-year Treasury yield for the calendar week preceding judgment - and never resets, but it compounds annually. The Nevada rate resets every January 1 and July 1 but never compounds. Applying either regime's habits to the other misstates the judgment.
- What belongs here versus the arrears tool?
- This is the general ledger: interest on any money judgment, including support arrears reduced to a lump-sum judgment. The arrears tool is the specialist: a monthly support-order schedule with order modifications, per-installment accrual, and the pre-2020 penalty computed installment by installment. For a support order with a payment history, start there; for everything else, start here.
- Why does the child-support penalty need a flag?
- Because it never applied to anything else. The 10% penalty of former NRS 125B.095 attached only to delinquent child-support installments, and only until its repeal effective February 1, 2020. Flagging the line keeps the penalty off fees, equalization awards, and alimony - where it never belonged - while preserving pre-repeal accruals where they remain enforceable.
F-Law provides informational tools, not legal advice, and creates no attorney-client relationship. Prejudgment-interest entitlement, the correct judgment date, and contract interpretation are legal questions for counsel; the ledger computes the accrual the elected regime prescribes. Authorities: NRS 17.130, 99.040; 28 U.S.C. 1961; former NRS 125B.095; Torres v. Goodyear; Campbell v. Lake Terrace; Foster v. Marshman.