What it checks
The defects that surface at qualification - or at retirement
A division order can read perfectly and still fail - rejected by the administrator for a missing element, or worse, qualified with a survivor gap nobody notices until the participant dies. The Scrutinizer is the systematic pass a careful practitioner would make with the statutes open, run in seconds and in the same order every time.
67 deterministic checks, every one cited
Fixed rules from the primary sources
Required elements, prohibited terms, plan-type mismatches, survivor and valuation gaps, formal defects - each check is a fixed rule built from the governing authority, and each finding cites it. The same draft always produces the same review; nothing is improvised.
Every order type, auto-detected
QDRO · PERS DRO · USFSPA · COAP · RBCO · IRA
Paste text or upload a .docx or text-layer PDF. The Scrutinizer detects which of the seven plan families the draft belongs to - or takes your selection - and applies that family's rules, including the cross-system traps: ERISA language in a COAP, private-plan valuation in a PERS order.
Findings grouped the way you triage
Required elements · elect expressly · consider
Critical findings are elements the governing authority requires that were not detected. Warnings are the forks where the law lets you choose but silence chooses for you - survivor coverage first among them. The rest are practice recommendations from the cited sources.
From findings to a filed response
Opposition to entry · Motion to amend · Nevada pleading format
When the defective draft is the other side's, one click turns the findings into a draft Opposition to Entry in Nevada pleading format; when the order is already entered, the same click drafts a Motion to Amend it. Both are generated as a .docx in your browser - the findings, the authorities, and the caption, ready for counsel to shape.
Workflow
Seconds from upload to findings
- 01
Paste or upload the order
Text, .docx, or PDF with a text layer - a proposed draft or an order already entered. The document is parsed in memory, in your browser - it is not uploaded by the deterministic review.
- 02
Confirm the plan type and the order status
Both auto-detected from the document, or set them yourself. The rule set that runs is the one for the system the order will actually face; the status - your draft, the other side's draft, or an entered order - sets the remedy the report points to.
- 03
Work the findings
Severity-grouped, each with the authority cited - fix your own draft before the plan or the court sees it, draft the opposition when the defects are opposing counsel's, or draft the motion to amend when the order is already entered.
Questions
What attorneys ask
- Does the document leave my machine?
- The deterministic review runs entirely in your browser: the document is parsed in memory, the rules run locally, and nothing is uploaded, stored, or logged by that review. Even the PDF reader ships bundled with the app rather than being fetched from a network service, and closing the tab destroys everything.
- What are the checks built from?
- The same primary sources the Preparer drafts from: 29 U.S.C. 1056(d)(3) and 26 U.S.C. 414(p) for ERISA plans, NRS 286.6703 and 125.155 for Nevada PERS, 10 U.S.C. 1408 and the DFAS order requirements for military pay, 5 CFR part 838 for COAPs, 5 CFR part 1653 and the TSP model language for RBCOs, and IRC 408(d)(6) for IRAs - plus the Nevada case law on survivor benefits and valuation, Henson v. Henson foremost. Each rule carries its citation into the finding.
- Will it review a scanned PDF?
- PDF support is text-layer only - a scan has no text to review. Run OCR first, or paste the text; .docx files review directly.
- Can I review an order that has already been entered?
- Yes. The checks are the same whether the order is a proposed draft or one the court has already signed and filed - a survivor gap or a missing required element is a defect either way, and the entered ones are the ones that surface at qualification or at retirement. Set the order status to entered (or let the Scrutinizer read the filing stamp or the judge's /s/ line), and the report frames the remedy as an amended order under the court's retained jurisdiction rather than as an opposition; the one-click document becomes a draft Motion to Amend.
- Is a clean report a qualification guarantee?
- No, and it says so. The Scrutinizer checks the order against the published requirements and the common failure modes; qualification decisions belong to the plan administrator and the court, and review by counsel is the point of the exercise. What it guarantees is narrower and more useful: no finding without an authority behind it.
F-Law provides informational review tools, not legal advice, and creates no attorney-client relationship. A finding is a flag for counsel's judgment, and a clean report is not a qualification decision - those belong to the plan administrator and the court. Authorities are cited on every finding.